You are now leaving the Verus Financial Partners, Inc. (“Verus”) website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website. Schwab is a registered broker-dealer, and is not affiliated with Verus or any advisor(s) whose name(s) appear(s) on this website. Verus is/are independently owned and operated. Schwab neither endorses nor recommends Verus, unless you have been referred to us through the Schwab Advisor Network^®. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Verus under which Schwab provides Verus with services related to your account. Schwab does not review the Verus website(s), and makes no representation regarding information contained in the Verus website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.